The Central Bank of Sri Lanka has announced that new restrictions on vehicle loan limits will come into effect from today, Monday (25).<\/p>\n
Accordingly, the maximum loan-to-value ratio for commercial vehicles has been reduced from 70% to 60%.<\/p>\n
This means that banks and financial institutions will now be able to provide loans covering only up to 60% of the value of a commercial vehicle, compared to the previous 70%.<\/p>\n
Meanwhile, the maximum loan limit for personal vehicles including motor cars, SUVs, vans, and three-wheelers has been reduced from 50% to 40%.<\/p>\n
The Central Bank had previously revised these loan limits in 2025 as well.<\/p>\n
Before July 17 last year, the maximum loan limit stood at 80% for commercial vehicles and 60% for motor cars and vans.<\/p>\n
Later, on November 7, 2025, the limits were further reduced to 70% for commercial vehicles and 50% for cars, vans, three-wheelers, and other vehicles.<\/p>\n
Considering the current economic conditions, the Central Bank has now introduced another revision, reducing the maximum loan limits to 60% for commercial vehicles and 40% for personal and other vehicles with effect from today.<\/p>\n","protected":false},"excerpt":{"rendered":"
The Central Bank of Sri Lanka has announced that new restrictions on vehicle loan limits will come into effect from today, Monday (25). Accordingly, the maximum loan-to-value ratio for commercial vehicles has been reduced from 70% to 60%. This means that banks and financial institutions will now be able to provide loans covering only up …<\/p>\n","protected":false},"author":1,"featured_media":1772,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1771","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local"],"_links":{"self":[{"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/posts\/1771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/comments?post=1771"}],"version-history":[{"count":1,"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/posts\/1771\/revisions"}],"predecessor-version":[{"id":1773,"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/posts\/1771\/revisions\/1773"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/media\/1772"}],"wp:attachment":[{"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/media?parent=1771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/categories?post=1771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tamilmail.lk\/english\/wp-json\/wp\/v2\/tags?post=1771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}